Social Security payments continue even during a government shutdown.
That’s because Social Security is considered a mandatory spending program, funded through its own trust funds, not through annual appropriations that Congress must renew.
💰 What Keeps Running
- Monthly benefits (retirement, disability, SSI) still go out.
- Medicare and Medicaid operations continue.
- Direct deposits and mailed checks are processed as usual.
⚠️ What May Slow Down
While the checks keep coming, some Social Security Administration (SSA) services could be affected if a shutdown is prolonged, such as:
- Delays in replacing Social Security cards
- Slower customer service or phone support
- Delays in processing new benefit applications or appeals
These happen because a shutdown often leads to furloughs of non-essential SSA employees, trimming operations to “critical services” only.
🏛️ Why This Happens
- Congress controls discretionary funding for day-to-day agency operations.
- During a shutdown, agencies must pause most activities not tied to “life, safety, or property protection.”
- Social Security’s funding for payments, however, is mandatory by law, so it continues regardless.
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